Alternative Approach to Underwriting: State Housing Finance Agencies & Homeownership

Presentation and discussion of a pilot program that uses alternative underwriting to address racial disparities in mortgage lending in order to increase homeownership. Capital for Home Ownership Track

  • Dina Levy, New York State, Homes and Community Renewal
  • Susan Semba, Idaho Housing and Finance Association
  • Shanti Abedin, NeighborWorks America (Moderator)

Learning Objectives: Discuss how some housing finance agencies are reimagining metrices and standards used to evaluate credit worthiness, and identify the barriers and opportunities to change standard underwriting practices.

Field of Study: Specialized Knowledge

Level: Intermediate

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